Finding the best online casinos is a task unto itself, and while we’ve put together a list of the top-rated operators so you don’t have to risk gambling with untrustworthy outfits, there is another aspect to consider when choosing the best site or sites for your needs: offshore gambling banking methods.
Every site takes a variety of payments, but due to domestic US law, some of these are less reliable than others. While every casino will ensure that your deposits and withdrawals are timely, some transactions can get caught in the red tape of the UIGEA (see below), and that means that – on occasion – depositing can be an inconvenience to navigate.
However, there are plenty of workarounds, and all the top brands in the business accept several kinds of fund transfers to help aid customers in making the process smooth and safe. Bitcoin (BTC) or other cryptocurrencies are the gold standard for offshore casino banking, but even if you don’t have any BTC or altcoins, you can easily acquire them or use alternative options. To find out which banking methods suit you, our brief guide highlights all your best bets.
Best Online Betting Sites Of 2023 For Easy Deposits And Fast Payouts
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US Gambling Banking Law – UIGEA
There is one US banking law that applies to offshore casinos. Or rather, it applies to US-based financial institutions (banks and credit unions) that “knowingly” transfer money used to wager at overseas betting sites. This law, the Unlawful Internet Gambling Enforcement Act (UIGEA), was passed in 2006, and it’s the reason that most online casinos and Internet sportsbooks relocated offshore in the 2000s.
While the law has a daunting name designed to discourage offshore gamblers from doing business with these sites, it does not apply to individuals or offshore casinos and sportsbooks in any way, nor does it penalize Americans from using these outlets to bet and win real money.
Instead, the UIGEA is a banking regulation, and the worst it can do is block a credit or debit card deposit from going through. Additionally, it can make receiving payouts take an extra few days. That said, the law is largely ineffectual, and you may be impacted by it just a few times over the course of your entire gambling career.
Still, if you need to get your money to your casino or sportsbook ASAP, the UIGEA can be an irritating speedbump. Just remember: You are never at risk of prosecution in any way as a result of this law, and your money will not be confiscated or your account cut off whenever the UIGEA’s automated system flags a transfer.
Deposits At Offshore Casino Sites
Most trustworthy gambling sites offer a host of ways to get your account funded. After all, these sites never extend credit, and you can only play with the money you’ve sent them.
Thus, it is always in their interest to provide you with reliable, consistent ways to fund your betting pastime. Most sites offer the following banking options for deposits:
- Bitcoin BTC
- Bitcoin Cash BCH
- Bitcoin SV BSV
- Litecoin LTC
- Ethereum ETH
- Cardano ADA
- Solana SOL
- Stellar XLM
- Ripple XRP
- Chainlink LINK
- Dogecoin DOGE
- Shiba Inu SHIB
- Tether USDT
- USD Coin USD
- ApeCoin APE
- Avalanche AVAX
- Binance Coin BNB
- Polygon MATIC
- Zelle-To-Bitcoin casino deposits
- Cash App-To-Bitcoin casino deposits
- Gambling Vouchers
- Player Transfers
- MatchPay (Bovada only)
- Visa casino deposits
- Mastercard casino deposits
- American Express casino deposits
- Discover casino deposits
- International Visa gift cards
- Prepaid credit cards
- Money orders
- Bank wires
- Cashier’s checks
- Retail money transfers
Most of these options come with differing transfer fees and deposit limits, and they also take varying amounts of time to clear. Card transfers go through nearly instantly (though international credit transactions can sometimes be rejected or interrupted), while options like money orders, bank wires, and cashier’s checks can take 2-5 days to show up in your online gambling account. If you want guaranteed almost-instant transactions, Bitcoin and alcoins are the way to go.
Generally, fees for credit card casino deposits hover around 3-9 percent, while checks, money orders, bank wires, and P2P services have fixed rates depending on the amounts you send.
Bitcoin and other cryptocurrencies are the only options that come with no added transfer fees as a matter of course, though other methods may have their fees reduced or waived depending on your player status at the casino or sportsbook in question.
Zelle Deposits Using Zelle-To-BTC Process
For USA customers, Zelle is a new banking method supported by nearly every major financial institution. This allows Zelle account holders to send money instantly to other Zelle account holders, with no added fees. The service works a lot like PayPal, Venmo, or Cash App, with the exception that it is US-only.
While this US-only status means you can’t directly use Zelle Pay to fund your offshore betting activities, you can use Zelle to rapidly purchase Bitcoin at an online crypto exchange. Instead of waiting for days or even weeks to receive your BTC like most crypto exchanges require, Zelle support allows online bettors to get their hands on Bitcoin in just a few minutes!
After that, simply send your Bitcoin to your favorite offshore betting operator, and you’re ready to gamble. By using the Zelle-Bitcoin process to top off your betting account, first-time crypto users can bypass all the red tape and lengthy waits so they can bet on their favorite markets immediately. If you’re not using this new payment option to bet online, what the Zelle are you thinking?!
Withdrawals At Offshore Casinos
Withdrawals should always be high on your list when it comes to choosing your preferred offshore betting sites. Since most operators no longer do chargebacks, credit and debit card payouts are off the table. But you can still haul in your chips from that table, because reputable operators offer a selection of the following payout methods for their customers:
- Money orders
- Bank wires
- Courier checks
As with deposits, different withdrawals come with different fee structures and transfer times. If you want immediate payouts, Bitcoin is the best, cheapest option, as there are no added fees and you can get your money stateside in just a few hours. Other options take up to a week before you get paid, and most come with transfer fees that eat into your profits.
If you can’t withdraw in Bitcoin, we recommend withdrawing via check, as most operators allow no-fee check payouts once a month or every 90 days.
Same-Day Payouts At Offshore Gambling Sites
The best online casinos that payout are the ones that do so quickly, fairly, and in full. However, most traditional banking methods do not allow for same-day withdrawals, and that’s a must if you need to get your money ASAP.
That said, all the major offshore brands do support Bitcoin and other cryptocurrencies, and using these are the only ways you can get your winnings the same day. As such, Bitcoin offers the best online casino payouts for US players. As long as you use crypto, every major site is an instant withdrawal casino.
Bitcoin is also the only withdrawal method that comes with high limits and no added processing or transfer fees of any kind, so you can keep more of your money and build your bankroll with ease. But remember: In order to withdraw in Bitcoin, you must first deposit in Bitcoin.
Offshore Gambling Bonuses And Promos
Another important thing to consider with any casino or sportsbook banking suite is the bonus structure on offer. All offshore casinos sweeten the pot with voluntary first-time deposit bonuses, though a few have no deposit casino bonuses for existing players refilling their accounts. Of course, several operators do offer reload bonuses, so you can choose your site(s) accordingly.
An online betting deposit bonus works like this: You sign up, make your first deposit, and either select a bonus from a list of current promotions or enter an online casino bonus code. These are usually deposit-match bonuses.
For example, if you accept a 50% match bonus and make a deposit of $100, you will have $150 credited to your account. These come with rollover and playthrough requirements, which means that you must wager a multiple of your total credited deposit per the terms and conditions clearly stated on the promotion. Note that online poker bonuses are different from sportsbook and casino bonuses, as these do not come with rollover requirements.
The other kind of bonus popular among players is the free bet deposit bonus, which can often be claimed via so-called “no deposit casino codes.” These bonuses give new players a free “chip” with which to play, usually worth between $25 and $50, allowing you to sign up and gamble without making an initial deposit.
However, these tend to come with high rollovers, which means that you will eventually have to make a deposit and play for an extended period of time before withdrawing. These offers are usually seasonal, so they are not always available. However, all of our recommended sites have them from time to time, so you can often select from the following:
- Bovada Casino no deposit bonus
- Casino Max no deposit bonus
- Lucky Red Casino no deposit bonus
- Roaring 21 no deposit bonus
- Café Casino no deposit bonus
- BetOnline Casino no deposit bonus
Offshore Gambling Banking FAQs
Disclaimer: The above offshore banking methods are not associated in any way with the content on this site or with the online gambling industry. Nothing here should be construed as an official endorsement of online gambling by any of the above banking products/services.
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